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Springbrook Family Dentistry

Use it or lose it: Dental insurance benefits

November 15, 2017
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Posted By: Jennifer Finney
dental insurance elma ny

Did you know that taking advantage of your remaining dental insurance benefits for the year can actually save you hundreds of dollars? Most dental insurance plans allow participants a certain amount of benefits per year. Most commonly we see this in the $1000-$1500 range. This is the maximum amount of money your insurance company will pay towards your care in a given year.

What the insurance companies don’t go out of their way to tell you is that if you don’t use all those benefits, you lose them. Dental benefits do NOT carry over into the following year. It’s a use it or lose it situation.

Additionally, most plans have a deductible that must be met prior to the insurance company paying for any dental work you might need. Come January 1st, you will once again have to pay that deductible should you need any work done in 2018. If your deductible has already been paid for this year and you have outstanding work, you may be able to save on paying a deductible for next year if the work is done in 2017.

Delaying Treatment

Lastly and probably most importantly, dental problems typically only worsen when treatment is delayed. What might only need a filling now could easily turn into a root canal and crown if put off for too long. This leads to more extensive and expensive treatment.

 

If you know you have dental work that still needs to be treated and you would like us to see you prior to the end of the year to maximize your dental benefits, please call us today!

 
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Dear patients, friends and family,

In light of recent events surrounding the Corona Virus/COVID-19 and the guidance of our national and state dental societies, we will be rescheduling all 6 month cleaning appointments and any elective dental treatment over the next few weeks.

We continue to be available for dental emergencies and are accessible via phone and email. We love our patients and are willing to do whatever we can for the sake of community health and well being, especially for those among us that could be most affected by infection.

At this time, we have NO known cases of COVID-19 among our staff. Dental offices are at extreme risk for propagation of the virus due to the large number of aerosols created during dental procedures, as well as the close proximity we are in to our patients. Therefore we will continue to adhering to the highest levels of infection control.

I am confident all of us will be better off if we all do our part to protect the community and "flatten the curve". If you have any questions or are looking for any updates please follow our Facebook page or call us at 716-652-0600.